You’re about to go on a journey that you’ve been planning for a really long time now. But the nagging question in your head remains. How do you safeguard your holiday trip with the right travel insurance so you don’t have to pay loads more than you should have to and yet get the adequate coverage you need? Choose between Single trip or annual policy Are you planning to make more than one trip in a year? In this case it may be more cost effective to go for an annual travel insurance policy that covers unlimited trips for over 12 months. Look out for any sort of restrictions like the maximum number of days covered per trip. If you’re not a frequent traveller, that is when you stick to a single trip policy. Pick Between Personal or family policy If you are planning to travel with relatives or kids, you can compare various travel insurance promotions all over the web here in Singapore which can cover your entire family. Check for all of the age limits of coverage for seniors’ travel insurance. Make sure that they get the required protection they need and deserve. Much like personal plans, family plans are also available as single trip or annual policies.
Are you into Extreme sports and activities? Do consider the nature of your trip. Are you just going to chill and take it easy or are you in a more a thrill seeking mood for this trip?? Will you be bungee jumping, white-water rafting or mountain climbing? Most of the standard travel insurance plans actually don’t cover high-risk activities but there are some that are designed specifically to cater to these kinds of adventurers. Are you Bring Along your Expensive Toys? Going on a trip with all of your expensive smartphones, tablets, laptops or video cameras? Try to check if your travel insurance policy here in Singapore can cover such expensive devices in case they get lost or get stolen. Most travel insurance plans have a per-item value limit that ensures the sum is adequate enough to cover the actual cost. Want to go for a Rental Car or Motorbike? If you are imagining to do an epic cross-country roadtrip or intend to rent a car or a motorbike, look for a travel insurance promotions in Singapore that offers rental vehicle excess coverage. As a foreigner yourself driving in unfamiliar country and foreign traffic rules, you will need to get a plan that covers the high-excess fees if you happen to damage your rental vehicle. This will definitely save you thousands of dollars. So, insure that car you want to use. Or bike. Whichever your preference is. So if you are indeed planning on a long trip, keep all of these items in mind and you will have a worry free kind of travel adventure that you never knew you needed.
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May 2018
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